
The Fourth of July is almost here, and communities across Ontario County are gearing up for a weekend filled with parades, fireworks, and hometown celebrations. Whether you're heading out for live music and lawn games or simply enjoying time with friends and family, there are plenty of ways to celebrate locally.
At Simco, we’re proud to support our neighbors with practical tips to enjoy the holiday safely, while making sure your insurance coverage is up to date and ready for the unexpected.
Where to Watch Fireworks in Ontario County
JULY 3
- Farmington – Fireworks at dusk with food trucks and live music starting at 6 PM (Farmington Town Park)
- Honeoye Lake – The beloved “Ring of Fire” lights up the lake, with parking available at Sandy Bottom Park
JULY 4
- Canandaigua – Lincoln Hill Farms hosts an all-day celebration (1–10 PM) with fireworks after dark, music, games, and more. ($30 parking, cash only)
JULY 5
- Canandaigua North Shore – Keep the celebrations going with another round of fireworks at dark
JULY 11
- Geneva – Free Summerfest fireworks at 9:45 PM at the Geneva Recreation Center
Parade Lineup
JULY 3
- Honeoye – Parade at 7 PM from United Church to Sandy Bottom Park. Stick around for the Honeoye Community Band and the Ring of Fire afterward!
JULY 4
- Canandaigua – The city’s annual 4th of July Parade kicks off at 10 AM from City Hall and heads south along Main Street
JULY 12
- Geneva – Firefighters Parade begins at 7 PM on Exchange Street, ending at the Geneva Rec Center for SummerFest festivities
What Fireworks Are Legal in New York?
While fireworks are a staple of July 4th, not everything that sparks and explodes is legal in New York State. Using illegal fireworks can actually void your insurance coverage if something goes wrong.
What’s Allowed in NY:
- Ground-based or handheld sparkling devices (like cylindrical fountains or cones)
- Wooden sparklers/dipped sticks
- Party poppers
- Snappers (the small “pop” ones)
What’s Not Allowed (and Not Covered):
- Aerial consumer fireworks
- Firecrackers
- Chasers
- Roman candles
- Skyrockets
- Bombs (even small ones!)
- Metal wire sparklers (they burn much hotter than they look)
Quick Tip:
If it launches into the sky or explodes, it’s not legal. Stick to sparklers and save yourself a potential insurance headache.
Insurance Tips for a Safe Holiday
A little awareness goes a long way in protecting your home, family, and peace of mind this 4th of July.
- Stay within NY guidelines. If an incident is caused by illegal fireworks, your insurer may deny the claim.
- Keep safety front and center. Supervise all activities involving sparklers or devices and keep water nearby for emergencies.
- Know what your policy covers. Not every homeowner’s policy includes damage from fireworks-related accidents. If you’re unsure, reach out. We’re happy to review your coverage.
- Report incidents quickly. Prompt reporting helps ensure claims are handled smoothly and effectively.
From All of Us at Simco
We’re wishing you a joyful, memorable, and safe Independence Day. Whether you’re lighting up the sky with sparklers or relaxing lakeside with family, we’re here to help you protect what matters most, before, during, and after the festivities.
Have questions about your insurance coverage this summer?
📞 Call us at 585-394-5482 or visit our
Contact Us page.
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